Independent · English-speaking · AFM registered

Your key to the Netherlands starts here.

Specialist mortgage advice for expats — in English, every step of the way. From your first viewing to the keys in your hand.

Open for new clients · May

01 / Why expats choose me

Three reasons people stay.

I'm one person — not a call centre, not a chatbot, not a junior assigned to you. The relationship is the product.

Every call, email, and document — translated and explained. The notary is the only Dutch part (and that's by law).

30% ruling, residence permits, foreign income, BKR — the things that confuse most advisers are the things I specialize in.

I compare offers from 14 Dutch lenders. You pay one fee, transparently, regardless of which bank we choose.

02 / How it works

Most clients are at the keys within ten weeks of our first call. The bottleneck is usually the housing market, not the paperwork.

30 minutes on the phone or an online meeting. We map your situation and I tell you, plainly, what's possible.

I draft a financierbaarheidsverklaring you can show sellers. You go to viewings; I'm on Whatsapp for sense-checks.

Bid drafted, mortgage application lodged, paperwork translated, notary booked. Six to eight weeks, typically.